The financial platform
for global trade

Modern financial infrastructure for businesses trading across Africa, Asia, MENA and other emerging markets.

Open account
Accounts

Supported balances and account details in one operating view.

Pay

Supplier, partner and team payment workflows.

Receive

International collections with clearer transaction context.

FX

Currency conversion connected to real business activity.

Coverage built around
the business flow

Connect accounts, collections, payments and FX around the markets, currencies and counterparties your business works with.

Protection built into the operating model.

Safeguarding, in-house compliance and account security work together around every approved business flow.

Safeguarded client funds

Client funds are held separately in safeguarded accounts with banking partners.

In-house compliance

Kanzum’s team reviews the business and transaction context.

Encryption

Encryption protects sensitive data and financial activity.

Two-factor authentication

An additional authentication layer protects account access.

Platform

Borderless financial operations for cross-border trading companies

01

International business account

Hold and manage supported trading currencies and local receiving details.

Explore
Business operators reviewing an account
02

Cross-border payments

Coordinate supplier, partner and team payments across approved routes.

Explore

Set up your transfer

Payment methodSelect method
−18,900.00 AEDTransfer to supplier
03

International collections

Collect international revenue with clearer payer and reference context.

Explore
Operator managing inventory and incoming payments
United States DollarNigerian NairaEuroChinese yuan
04

Currency exchange

Connect currency conversion to the payments and collections behind it.

Explore

Exchange

You send10,000,000 NGNYou receive47,500 CNY
Example FX quoteFinal terms shown before confirmation
05

Treasury

Keep balances, cash movement and currency needs visible in one place.

Explore
Cash positionOne connected view

Balances, planned payments and currency needs.

06

Cards

Explore business card options, spending controls and programme terms.

Explore
Virtual business card
••• 3090  12/27Kanzum Business
Virtual •••3090123,117.53 USDCard account balance
Top upDetailsFreezeMore
Online business purchase•••0987 · 20 Oct 2025 15:46:10− 9,794.44 USDCard top up•••0987 · 20 Oct 2025 15:46:10+ 9,794.44 USD

Transfer tracking

Track your payments end to end.

Cross-border payments should not disappear into a black box. Keep the reference, current status, completed checks and the next step visible from initiation to delivery.

01Clear statusSee what has happened and what is still in progress.
02One referenceKeep the payment identity and business context attached.
03Visible next stepKnow what the transfer is waiting for instead of chasing updates.
Example payment flow
Business accountApproved source
SupplierEligible beneficiary
Reference IDKZM-771982AmountConfirmed quoteStatusDelivered
Payment initiatedPayment details received and reference created.
Transaction reviewRequired payment and counterparty details were checked.
FX confirmedCurrency conversion is connected to this transfer.
International transfer sentPayment moved through the approved route.
DeliveredRecipient bank confirms funds are available.
Payment visibility built into the workflow

Coverage

Local payments. Global business.

Regional experiences built around trade corridors, currencies and operating context.

Getting started is easy

1

Sign up

Start the application and share the business information required for review.

2

Get support

Work with a Kanzum contact who understands the company and operating model.

3

Receive & pay

Use the accounts and payment routes approved for the business.

4

Manage

Keep balances, payments and FX activity visible in one place.

Why Kanzum?

Personal support.
Practical help when it matters.

Open account
African trade operators reviewing a shipping manifest at a container terminal

Your personal Kanzum manager

Work with one person who understands your markets, currencies, counterparties and recurring payment needs.

Discuss FX before you convert

Review the currencies, amount and transaction purpose with someone who understands the underlying trade flow.

Get help when a payment needs attention

Use WhatsApp, Telegram or email to clarify documents, beneficiary details and next steps.

Understands your businessFollows the payment contextExplains the next step

Human support connected to the workflow

Operating viewConnected balances
United States DollarMain trading balance34,195.00 USD
Nigerian NairaLocal collections8,250,000 NGN
Chinese yuanSupplier currency182,600.00 CNH
EuroTrading balance18,450.00 EUR
Example payment relationshipBusiness ↔ Supplier
Supplier payment linked to FXReference attached
FX terms confirmedStatus visible
4Balances visible together
1Reference carried across the flow

Built for operators

Finance that stays close to the work.

For founders, finance teams and operators managing suppliers, customers and cash across borders. No staged promises — just clearer tools around the work that already needs to happen.

About Kanzum

Frequently asked questions

Practical answers about accounts, payments and getting started.

What is Kanzum built for?+

Kanzum is designed for businesses managing international accounts, collections, payments, FX, treasury and business spending workflows.

Which businesses does Kanzum work with?+

Kanzum focuses on international businesses across trade, manufacturing, logistics, technology, ecommerce and related sectors. Eligibility depends on the company, jurisdiction and intended use.

Which company do I work with, and why is Kanzum registered in Canada?+

Kanzum Pay Ltd is incorporated in British Columbia, Canada (company number BC1400258) and is registered with FINTRAC as a Money Services Business. Kanzum works with banking and payment partners to provide approved international payment services. Your onboarding and contractual documents identify the relevant service arrangements.

Can a UAE-based business use Kanzum?+

Yes. Eligible UAE-based businesses can use Kanzum for approved international payment flows. The company’s activity, counterparties, currencies and payment purpose are reviewed during onboarding, and the team explains the service arrangement applicable to the business.

Which countries and currencies are supported?+

Kanzum supports international business payment flows across Africa, Asia, MENA, Europe and other markets in a range of major and local currencies. Explore the Coverage page, then share the specific markets, currencies and payment purpose with the team so they can confirm the options available for your business.

Why would I use Kanzum if I already have a bank?+

You do not need to replace your existing bank. Kanzum can complement it when you need to pay overseas suppliers, collect international revenue or manage payments involving multiple currencies and trade markets. You can start with one approved payment flow rather than changing your entire banking setup.

Is every Kanzum product available to every business?+

No. Product availability depends on eligibility, jurisdiction, provider coverage and the intended business use.

Is Kanzum a bank?+

No. Kanzum is a payment company that helps businesses manage international payments, collections and foreign exchange. Banking and settlement services are provided through Kanzum’s network of banking and payment partners.

Where is my money held?+

Client funds are held in segregated accounts with Kanzum’s banking partners, not in Kanzum’s operating accounts. Kanzum coordinates the payment service and charges a fee for that service; it does not hold client funds in its own operating accounts.

How do I open an account?+

Start with the online application and share information about your company registration, directors and beneficial owners, business activity, operating markets and expected payment flows. Kanzum’s in-house compliance team reviews the business and coordinates the checks required by banking partners. Your personal manager helps you prepare the right documents and understand the next steps. Exact requirements and approval timing depend on the company and services requested.

What support will my business receive?+

Your business works with a personal manager who understands your markets, currencies, counterparties and payment purpose. The team can help with onboarding, documents, route questions and payment follow-up through WhatsApp, Telegram and email under the working arrangements agreed during onboarding.

Independent research

Ask AI whether Kanzum fits your payment flows.

Research Kanzum with your preferred AI assistant and see how it may support your markets, currencies and operating model.

The prompt will be prefilled. Review it before sending.

Next step

Ready to simplify international operations?

Tell us where you trade, how you move money and what you need from the platform.

Open account
Kanzum application on a phone
Safeguarded client fundsHeld separately with banking partners
In-house complianceBusiness and transaction review
EncryptionSensitive activity protected
Two-factor authenticationAdditional account protection
How Kanzum protects business activity