Supplier complexity
Repeat counterparties, invoices and payment references need to stay organised as transaction volume grows.
Pay
Business payments built around global trade.
Coordinate supplier, partner and team payments across available markets from one operating layer.
Open accountSet up your transfer
EUR account25,278.00 EUR
Payment methodSelect method
−5,150.00 EURTransfer to supplier
Payment operations
International payments are an operating process, not just a transfer button.
Supplier, partner and team payments need the right beneficiary data, currency, commercial purpose and review process before funds move.
Review and approval
Finance teams need a clear point to verify beneficiary, amount, currency and purpose before release.
Route visibility
The origin, destination and available payment method should remain visible throughout the workflow.
One platform. Connected workflows.
Supplier payments
Set up approved beneficiaries and keep payment context close to the transaction.
Batch workflows
Prepare multiple business payments with a consistent review process.
Route visibility
Keep the origin, destination, currency and purpose visible throughout the workflow.
Payment controls
Use clear review steps for the people responsible for preparing and approving payments.
Workflow
From payment preparation to delivery
Prepare
Choose the approved beneficiary, amount, currency and payment purpose.
Review
Confirm the transaction details and any supporting context required for the route.
Track
Keep status and transaction records accessible to finance and operations teams.
Transfer tracking
Track your payments end to end.
Cross-border payments should not disappear into a black box. Keep the reference, current status, completed checks and the next step visible from initiation to delivery.
01Clear statusSee what has happened and what is still in progress.
02One referenceKeep the payment identity and business context attached.
03Visible next stepKnow what the transfer is waiting for instead of chasing updates.
Updated 3 min ago
NigeriaNGN · Sender
→
ChinaCNY · Recipient
Reference IDKZM-771982Amount₦10,000,000StatusIn progress
✓Payment initiatedPayment details received and reference created.
✓Compliance reviewRequired payment and counterparty details are being checked.
✓FX bookedCurrency conversion is connected to this transfer.
•International transfer in progressPayment is moving to the recipient market.
DeliveredRecipient bank confirms funds are available.
Payment visibility built into the workflow
Connected platform
Payments work better when the balance, FX need and business purpose are visible together.
Kanzum connects payment preparation to the wider account and currency workflow instead of treating each transfer as an isolated action.
Set up your transfer
EUR account25,278.00 EUR
Payment methodSelect method
−5,150.00 EURTransfer to supplier
FAQ
Pay questions, answered
The practical details customers usually ask before getting started.
What types of business payments can I make?+
Kanzum is designed around approved supplier, partner and operating payments. Exact route availability depends on the origin, destination, currency, amount and business purpose.
Can I reuse beneficiary details for repeat suppliers?+
Kanzum keeps beneficiary and payment context organised so repeat business payments can be prepared consistently, subject to the approved setup.
Can I track an international payment?+
Yes. The payment workflow is designed to keep the reference, current status, completed checks and next step visible as the transfer moves toward delivery.
How long does a payment take?+
It depends on the route your payment takes. Typical delivery times:
| Route | Currency | Typical time |
|---|---|---|
| Faster Payments | GBP | Instant |
| SEPA Instant | EUR | Within a minute |
| SEPA Credit Transfer | EUR | Within one business day |
| Fedwire | USD | A few hours, during US banking hours |
| SWIFT | Most currencies | Usually within a day, at most three business days |
| Local payment | AED | Instant under AED 50,000, every day; usually within minutes for larger amounts, Monday to Friday |
| Local payout | CNY | Within the same day |
SWIFT payments occasionally take longer, up to three business days, for example when a payment passes through several correspondent banks or the receiving bank runs additional checks.
What if I send a payment late in the day, at the weekend or on a bank holiday?+
Faster Payments, SEPA Instant and AED payments under AED 50,000 run every day, around the clock. Other payments go out on business days, before a daily cut-off that depends on the currency, the route and the bank that holds your account. A payment created after the cut-off, at the weekend or on a bank holiday goes out on the next business day.
For euro, sterling and US dollar payments, a payment created before 13:00 London time on a business day goes out the same day, unless it is held for review. Local payouts in China close at 17:30 Beijing time. Local AED payments of AED 50,000 or more go out between 04:00 and 20:45 UAE time, Monday to Friday. For other currencies, ask our support team for the cut-off.
When should I contact support about a payment?+
If a Faster Payments or SEPA Instant payment has not arrived within an hour, or a payment over SWIFT within three business days, email support@kanzum.com with the payment reference.
How do I know whether a payment route is available?+
Share the sender market, recipient market, currency, amount and business purpose. The team will confirm the route available for that transaction context.
Can Kanzum help when a payment needs additional review?+
Yes. Some incoming and outgoing payments are held for a manual compliance review, and while the review is in progress, the payment is not processed. The transaction context stays attached, so the team can check the beneficiary and business information. If we need documents or more information, we will ask for them by email, so please check your inbox.
Independent research
Ask AI whether Kanzum fits your payment flows.
Research Kanzum with your preferred AI assistant and see how it may support your markets, currencies and operating model.
The prompt will be prefilled. Review it before sending.Next step
Talk to Kanzum about your payment flows.
Share who you pay, where they are based and which currencies are involved.
Open account